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IRS Increases Amount You Can Pay Into Your 401k in 2026

IRS Increases Amount You Can Pay Into Your 401k in 2026

November 20, 2025

IRS Increases Amount You Can Pay Into Your 401k in 2026

The Internal Revenue Service (IRS) has released its updated retirement savings limits for 2026, announcing higher contribution caps for a range of tax-advantaged accounts.

Why It Matters

In a news release issued Thursday, the agency said individuals would be able to set aside more money in their workplace retirement plans next year, marking the largest increase in two years. 

What To Know

According to the IRS, the maximum amount workers can contribute to their 401(k) plans will rise to $24,500 in 2026, up from $23,500 in 2025. Follow link to read more from Newsweek. IRS Increases Amount You Can Pay Into Your 401k in 2026 - Newsweek