Why is the Death Certificate a Necessity?
Source: Beneficiary Liquidity Plan
Death is the trigger. The key to starting all claims processes is the death certificate. It provides proof that the transfer of permission, or ownership, has been granted. Every financial institution requires the death certificate before any changes can be made.
How Long Will It Take to Obtain a Death Certificate?
This varies not only by state but also by situation. Reasons that may delay the processing of a death certificate include: if the person died in a large county, when personnel are unavailable for live signatures or if they forget to date their signature, if a medical examiner has to wait for test results, when a full autopsy is necessary, or data entry errors occur like dates and names. However, with a Beneficiary Liquidity Plan®, you can ensure the family has access to funds within 48 hours without waiting for the death certificate.